As interest rate volatility, regulatory pressure, and economic uncertainty converge in 2025, community banks and credit unions are recalibrating their approach to real estate lending. In this new interview, Colliers Capital Markets and Darling Consulting Group explore how lenders are adapting, and what it means for investors.
Key Insights from the Report
• Debt is still available, but underwriting is tighter and spreads are widening.
• A “Barbell” coupon dynamic has emerged, complicating forecasting and strategy..
• Upcoming maturities are accelerating, and smaller banks are stepping in where larger lenders are pulling back.
Source: Colliers
